Vauxhall Finance

When purchasing a car or van there are a number of different Personal Finance options available to you, to help you decide on the best way to purchase your car.  Below you will find a brief description of what we have to offer, but it is best to talk to one of our Sales Team, who will be able to go through what would suit your needs and budget requirements 

Hire Purchase allows you to combine finance with ownership. You pay a deposit, and all remaining costs including payments are repaid by your monthly payments.
You benefit from ownership of the vehicle; flexible deposits; repayments over a fixed period; fixed interest rates; payments not subject to any VAT; an additional line of credit

PCP keeps your payments lower with a flexible finance option. You choose to leave your final ownership decision until the end of the agreement. Choose to keep the car or simply return the car at the end. Based upon your mileage, you get a guaranteed future value for your car which keeps your payments low. When your contract ends you have 3 options:

1/ Purchase your car by paying the final end value

2/ Hand your car back with no further obligation other than charges for excess mileage or excess wear and tear. You are free to start a new contract.

3/ Part Exchange your car for a new one using any equity you have as deposit against the new vehicle.

Finance Repayment - Valueguard will pay you the difference between your insurance settlement and the amount you need to pay off your outstanding finance - leaving you free to take out a new finance plan to fund your new vehicle

Purchase Price Refund - Valueguard will pay the difference between your insurance settlement and the amount you originally paid for the vehicle - providing ample funds for a deposit on the next vehicle.

Equivalent Vehicle Price - Valueguard cover will pay you the difference between your insurance settlement and the current replacement price of your vehicle or an equivalent, even if the price has increased - making sure you can maintain your lifestyle in a substitute vehicle.

Please speak to your salesman about the terms, conditions and exclusions on the policies.